Emotional Balance Sheet

What’s On Your Emotional Balance Sheet?

A few years ago, I came across a blog post by a writer named Emma Johnson who declared, in no uncertain terms, that “You. Cannot. Afford. To. Be. A. Full-time. Stay-at-home mom. You just can’t.” I like strong opinions because they make me think and help me clarify my own feelings, and…

PST_UrgentImportant

Can You Complete One Important Priority Before Labor Day?

There’s always a small moment when I start a new task where I wonder, “What’s the cost?” Specifically, does my decision to work on something new create a conflict between what’s urgent and what’s important? I know many of you share this same, often unspoken concern. We push through our…

4StepPlan

The Boring & Hard Plan for a Stable Financial Life

Over the last five years, I’ve spent a lot of time traveling the world to talk to people about money. At least one common theme comes up again and again: anxiety. People are worried about the future and want to know what they can do to prepare themselves for a…

Boring_Hard

Boring Plus Hard Often Equals Long-Term Exciting

UPDATE: I have a boring and hard plan for the secret financial life you’ve always wanted. Sometimes … no … OFTEN the path to success in any activity is boring and hard, at least in the short term. It’s boring and hard to find an extra $50 a month to save. It’s…

signal noise

Ignore the Noise & Focus on Your Personal Signals

What happens when we’re driving and we reach a red light? We stop, right? When the light turns green, we hit the gas. If we don’t, it usually doesn’t take long for the driver behind us to start honking the horn. Anyone who has survived driver’s education (or sitting in…

Art12_ThingstoInvest

The True Cost of Time Management

Can you imagine a time when time didn’t matter? For most of us, we rule our lives with time. The clock that hangs on the wall or comes up on our phone reminds us that the seconds are ticking by. What do we plan to do with our time? The…

PST_Focus_ThingsThatMatter

Ideas for People Who Use Money: Focus on the Right Things

The Secret to Time Management? Focus. Focus. Focus. 99U Like most of us, some days I do great at managing my time. On other days, I feel like I’m running from one thing to the next.  Obviously, there are a lot of resources on how to better manage time, but…

Spending equals Values

Your Credit Card Statement: A Personal Manifesto

I have a crazy idea I want to run by you. Imagine that a cultural anthropologist finds one of your credit card statements in 100 years. What would your spending suggest you value the most? Based on your spending, what assumptions might someone make about how you live your life?…

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Greece Fact of the Day: A Grexit Probably Doesn’t Apply to You

Just in case you missed the headlines, news reports, and talking heads, I thought you should know, Greece voted “no” on its referendum: Should the deal draft that was put forward by the European Commission, the European Central Bank and the International Monetary Fund in the Eurogroup of June 25,…