The problem is, many of us believe that humans are a bunch of greedy beasts that would prey on eachother like vermin until one king monkey emerged and made everyone else subservient.

My theory is that there is a connection between this world-view and the concept of Original Sin – though many might argue that no such connection exists. The bottom line is, we have to believe in human solidarity, and freedom. As someone favorable to the Austrian School, I believe many of these problems with wall-street happened precisely BECAUSE of government intervention, crony capitalism, and malinvestment that was encouraged by government policies.